Personal Injury Protection Coverage in Rock Hill Car Accident Cases
As defined by Rock Hill law, personal injury protection (PIP) coverage is no-fault coverage that is optional to motor vehicle drivers. No-fault coverage means that is accessible to someone who is involved in a wreck, whether they were at-fault or the other party was at-fault. It is not a requirement in Rock Hill.
It is best to speak to a seasoned attorney to learn about personal injury protection coverage in Rock Hill car accident cases. An experienced car accident attorney would advise anyone to get as much coverage as they could afford to have. PIP coverage could become a source for funds in the short-term rather than the long-term while they are waiting for their case to settle because that money becomes accessible as soon as they start getting medical bills.
How Does PIP Coverage Impact a Car Accident Case in Rock Hill?
PIP coverage impacts a car accident case in Rock Hill because it becomes a source of cash for claimants in the short-term rather than the long-term. It could help mitigate some of the damages that someone might have from being out of work. It could help them have some money to pay bills or put towards a new car. It could help them recover more money, but it does not impact the liability the carrier owes for a South Carolina case.
If Someone Does Not Have Coverage?
If someone does not have personal injury protection coverage, it changes the situation. It is one less pool of money that person to draw from. That person would end up with less money than if they had personal injury protection.
Common Misconceptions About Personal Injury Protection Coverage
The most common misconception about PIP coverage is that they do not have to use it if the other person is at-fault or that they should not use it if the other person is at-fault. However, the liability carrier does not get to discount what they owe a person if they use it. It is already their money. They just have access to it after a wreck. There is no reason to not use it.
An experienced car accident attorney could explain the nuances of personal injury protection coverage in Rock Hill car accident cases.
Let a Car Accident Attorney Help
It is important to know that if you are involved in a wreck, you have could access to personal injury protection right away. A car accident attorney could help your case. A seasoned attorney could help their claimants understand personal injury protection coverage in Rock Hill car accident cases because they are in a position to be able to explain what the available coverages are in a given wreck and where that coverage might come from. Exploring and explaining those available coverages, especially if there are multiple policies involved, helps the claimant understand and make sure that they are exhausting all avenues of coverage.
Call today to learn about how a car accident attorney could help you maximize your coverage.