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In the aftermath of a motorcycle accident, it is important that you obtain a medical evaluation and get the treatment you need to heal from your injuries. As you begin the insurance claims process, some of the medical records you will need after a motorcycle accident include those showing your:
- Hospital visit expenses
- Ambulance and emergency care fees
- Prescription medication costs
- Transportation fees
- Diagnostic imaging fees
- Costs of physical or occupational therapies
- Costs of mental health counseling
- Medical equipment and devices
- Future medical care and rehabilitation
A South Carolina motorcycle accident lawyer at Schiller & Hamilton can determine other kinds of medical evidence you will need to prove your damages, and we can help you collect it. You can learn more during a free consultation where w can discuss the specific details of your case.
How to Recover Compensation for Your Medical Expenses After a Motorcycle Accident
You could recover compensation for your medical expenses in various ways. Two main ways are filing a claim with the insurance company and/or filing a lawsuit against the liable party.
The liable party may have bodily injury liability coverage that will cover the cost of your medical expenses. However, if the defendant has only the minimum amount of coverage, which is $25,000 per person and $50,000 per accident under South Carolina law, your medical expenses could exceed these amounts.
If you have remaining medical expenses, you could file a claim with your insurance company. However, South Carolina is a fault state, so you would typically file a claim with the liable party’s insurer. If you purchased personal injury protection (PIP) coverage, filing a claim with your insurer may be a viable option.
When the insurance company does not have to cover your remaining medical expenses or any of your other economic or non-economic damages, filing a lawsuit against the liable party may be the best way to recover your damages in their entirety.
Proving Your Motorcycle Accident Medical Expenses’ Value
After your motorcycle accident, having extensive records of your medical treatment and care could prove valuable in more ways than one. First, proof of your injuries will help establish how they affect your life. It will also show you have the right to receive damages after your collision.
Medical treatment and ongoing rehabilitation care after a motorcycle accident are expensive. Providing proof of your medical records in full can help you build a strong compensation case that could recover all your losses. This does not just include your hospital bills, ambulance fees, and other existing medical expenses. It should also include the future medical care you might require due to the extent of your injuries.
Who Pays for an Injured Person’s Medical Expenses After a Motorcycle Accident?
You might be wondering how you are going to cover your medical expenses after a motorcycle accident. There are multiple ways you can do this. First, you might file a claim with the liable party’s insurance company. If several parties share fault for your motorcycle accident, an attorney can help you seek financial recovery from each one. First, they must determine what role each one played in the accident.
Some of the more common causes of motorcycle accidents include:
- Speeding
- Road rage
- Distracted driving
- Drunk or drugged driving
- Traffic violations
- Aggressive driving
- Drowsy driving
- Dangerous roads
- Defective vehicle parts
The cause of your motorcycle accident will give your lawyer a better idea of who could be responsible for your injuries. For instance, if a drunk driver caused the collision, your attorney could pursue legal action against the drunk driver or even a local dram shop or social host. They could each share liability for your damages if they are responsible for the driver’s intoxicated state.
If an insurance settlement does not adequately cover your damages, filing a lawsuit against the liable party could be the next step. At trial, you can seek compensation for various losses, including:
- Pain and suffering
- Property damages
- Medical expenses
- Loss of income
- Emotional trauma
- Scarring and disfigurement
- Disability
- Loss of consortium
- Loss of life enjoyment
Our attorney can review your medical records after your motorcycle accident to help determine all the losses you could request in your lawsuit.
Contact Us Today for Help From a Motorcycle Accident Attorney
Providing the court with specific medical records following your motorcycle accident could help ensure you receive fair payment for your damages. It may also go a long way in proving the defendant’s liability.
Start working on your motorcycle accident claim as soon as today when you reach out to a South Carolina motorcycle accident lawyer at Schiller & Hamilton. We offer an initial no-cost, risk-free consultation where you can discuss your legal options, ask your questions, and decide on what to do next. Call us today.