Will My Car Accident Lawyer Handle My Insurance Company?

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Your car accident lawyer will handle every aspect of your injury case, including dealing with your insurance company. It would be best if you insisted your car accident attorney take on the insurance company for you. 

Otherwise, you could settle for less than your claim is worth, which likely means you will be on the hook for paying for the accident-related losses your financial award does not cover. An insurance company can see how seriously you take your injury case with an attorney advocating for you.

How Your Car Accident Lawyer Handles the Insurance Company

A South Carolina car accident lawyer will handle your insurance company so that you can focus your time and energy on recuperating. You can expect them to handle all details of your car accident claim, not just the insurance negotiation process.

A car accident attorney working for you could make all the difference in your case’s outcome. Here is how a personal injury lawyer can help you:

We Manage Your Insurance Claim

It is common for insurance companies to delay the processing of claims. It is a strategy that insurers can use to urge car accident victims to accept less than their claim is worth. 

Imagine you have waited weeks or months for the insurance company to process your claim. When it finally makes you a settlement offer, you are so desperate for financial help and support that you are willing to accept the offer, even though your claim could be worth substantially more. 

A car accident lawyer can review the potential offer and advise whether it can meet your needs, such as your missed income and medical bills. If not, they can lead negotiations for a suitable settlement that covers your losses.

We Protect You Against Shared Liability Accusations

An insurance company can also say injury victims share fault for the accident. Several types of shared fault laws could apply to your case, depending on where you live:

  • Contributory negligence laws: If you share fault for your accident while living in a contributory negligence state, you are prohibited from recovering compensation for your damages, even if your portion of the fault is only 1%.
  • Comparative negligence laws: If you share fault for your accident while living in a comparative negligence state, you can still recover compensation for your damages. However, the court will lower your injury settlement to reflect your percentage of the blame.
  • Modified comparative negligence laws: If you share fault for your accident while living in a state that uses modified comparative negligence, you could recover compensation for your damages if your portion of fault does not go beyond the state’s threshold, which is usually somewhere between 49% and 51%.

Sharing fault for the accident can substantially affect your right to pursue compensation and how much you could recover. The insurance company can save money by blaming you for causing the accident. 

An attorney representing you will ensure fault is accurately assessed so no one unfairly accuses you of sharing the blame. With a lawyer present, it may be easier to make your case for why you are not responsible for the accident or why the opposing party’s liability is larger than yours if you are partially at fault for the collision. 

We Negotiate a Fair Settlement

Insurance companies lose money when they pay out on claims. However, growing the insurance company’s revenue is not up to you. Its financial obligation is to compensate you for your damages. Your attorney can negotiate with the insurance company until they reach a reasonable and fair settlement offer.

We Do Not Let Insurers Take Advantage of You

Many insurance companies use tactics to delay or deny claimants the compensation they deserve. Unfortunately, no matter what kind of accident you have, it is expected.

A personal injury lawyer can protect you from being exploited or misled. For example, insurance companies accused of handling a claim in bad faith could be held accountable in civil court. In addition, with your attorney working on your case, you can ensure you have a legal professional looking out for your rights and interests as you pursue financial recovery.

Call Schiller & Hamilton Today to Learn How Our Car Accident Attorney Can Help Your Case

When a car accident lawyer is working on your case, they will handle your insurance company. Your car accident attorney could make all the difference in the compensation you win and how long it takes to recover the money you deserve. 

When you are ready to stand up against the insurance company, but do not know where to start, do not hesitate to contact a car accident lawyer at Schiller & Hamilton for a free, no-obligation consultation. You can reach us through our convenient contact form or phone to start working on your insurance claim as soon as today.

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