A QUICK GUIDETO SOUTH CAROLINA WORKERS’ COMPENSATION
ACROSS THE COUNTRY, THERE ARE MORE THAN 3 MILLION CLAIMS EACH YEAR, WHICH IS ABOUT 5 PERCENT OF THE ENTIRE WORKFORCE.
OME CLAIMS MAY BE RELATIVELY MINOR AND RELATE TO A SHORT-TERM NEED FOR RECOVERY.
OTHER CLAIMS MAY BE FOR CATASTROPHIC ACCIDENTS THAT REMOVE AN INDIVIDUAL FROM THE WORKFORCE PERMANENTLY.
ABOUT WORKERS COMPENSATION INSURANCE
WHO'S COVERED? WHAT'S COVERED?
94% OF ALL WORKERS ARE COVERED,
WHETHER THEY KNOW IT OR NOT.
WORKERS’ COMPENSATION CAN COVER A LARGE NUMBER OF EXPENSES RELATED TO AN INJURY, SUCH AS:
- Immediate medical care
- Future medical expenses
- Lost wages from a period when the injured person can’t work
- Future lost income from partial or full disability
- Retraining costs after an accident
- Rehabilitation costs
- Benefits for the family
NEARLY EVERY ASPECT OF FINANCIAL RESPONSIBILITY AFFECTED BY AN ACCIDENT CAN BE COVERED BY WORKERS’ COMPENSATION.
HOW OFTEN DO ACCIDENTS HAPPEN IN THE WORKPLACE?
MORE THAN 3 MILLION WORKERS’ COMPENSATION CLAIMS ARE MADE EVERY YEAR ACROSS AMERICA.
MORE THAN 8,000 INJURIES AT THE WORKPLACE EVERY SINGLE DAY.
WHAT ARE SOME COMMON WORKPLACE INJURIES?
CONDITIONS RELATED TO MENTAL HEALTH ARE ALSO COVERED BY WORKERS’ COMPENSATION.
WHY ARE WORKERS’ COMPENSATION CLAIMS DENIED?
IF YOUR EMPLOYER:
- Claims your injury wasn’t serious
- Claims it didn’t happen at work
- Claims it doesn’t require medical attention
- Claims it doesn’t require the time off requested
- Claims you were impaired by alcohol or drugs
- Claims you were engaged in horseplay
- Claims you intentionally hurt yourself
- IF YOU MAKE A MISTAKE IN THE CLAIMS PROCESS
- IF YOU MISS A DEADLINE
- IF YOU DON’T UNDERSTAND THE PROCESS
- IF YOU LOSE TRACK OF INFORMATION AND FACTS
WHAT TO DO WHEN YOU ARE INJURED ON THE JOB
- GET MEDICAL ATTENTION, EVEN IF YOU THINK IT ISN’T THAT SERIOUS.
- NOTIFY YOUR EMPLOYER AND TELL THEM AS PRECISELY AS POSSIBLE WHAT HAPPENED.
- FILL OUT ALL APPROPRIATE PAPERWORK WITH YOUR EMPLOYER AND MAKE SURE IT IS AS ACCURATE AS POSSIBLE.
- GET COPIES OF ALL PAPERWORK.
- GET A HELP FROM A WORKERS’ COMPENSATION LAWYER.
