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If you are no longer able to provide for yourself, a Social Security Disability program might be the answer. There are two programs available, and they require different qualifications. Whether you are no longer able to work after a long career or you are living on a limited income, Social Security Disability benefits could provide the support you need.
While the claims process is meant to help you recover these benefits, it isn’t always easy to manage your claim alone. A York County Social Security Disability lawyer from our firm can help you seek the disability benefits you need. At Schiller & Hamilton, we are proud of our work advocating for the disabled. Our personal injury lawyer serving York County is ready to manage your claim today.
What Are Social Security Disability Benefits?
There are two separate, unique disability programs operated by the Social Security Administration (SSA). These programs include Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
SSDI exists to support members of the workforce who can no longer maintain employment due to a disability. To qualify, you must have worked a minimum number of hours over the past ten years in a job that pays into Social Security.
SSI benefits cover people who are disabled, blind, or over the age of 65. You also must have few assets and a low income. While these qualifying factors may seem straightforward, it is not always easy to recover the benefits you deserve. This is why many people choose to work with a disability attorney.
Do You Qualify for Social Security Disability Insurance?
There are two qualifications you must meet in order to be eligible for SSDI. First, you must have a disability recognized by the SSA. Second, you need a minimum amount of work credits earned over the previous ten years.
The SSA defines a disability as a condition that makes it impossible to perform substantial gainful employment due to a medical condition that is likely to either be fatal or last for more than one year. Certain conditions like cancer are always considered a disability, while others might need to be proven using medical records.
In addition to proof of your disability, you will also need to show that you have earned enough work credits in recent years. Our legal team can help you gather proof of your disability and work history as you pursue SSDI.
Determining Whether You Qualify for Supplemental Security Income
Unlike SSDI, there are no work credit requirements when it comes to SSI. That does not mean it is easier to qualify for these benefits, however.
Anyone with meaningful assets or income will not qualify for SSI benefits under the law. This considers everything from paychecks to tips and even in-kind benefits like free housing.
Additionally, applicants must fall into one of three categories to qualify for these benefits. They must either have a disabling condition recognized by the SSA, be blind, or be over the age of 65. A Social Security Disability lawyer in York County could advise you on whether you qualify.
Why Are Social Security Disability Claims Often Denied in York County?
One reason many people rely on the help of legal counsel throughout the claims process is that Social Security Disability claims are often denied. These denial letters can be difficult to accept, especially for those in dire financial circumstances. An attorney from Schiller & Hamilton could help you avoid the following mistakes that routinely result in denials:
Failure to Cooperate
One of the most common excuses for a denial is that you have failed to cooperate with the SSA. Often, the federal government will request additional information before it makes a final determination. If you fail to comply, you can expect the case to be denied.
Assets Above the Threshold
If you are applying for SSI benefits, you could see your claim denied if you do not meet the means test. You must have proof of low assets and income to qualify for these benefits. Anyone who earns too much or owns any kind of substantial property is likely to have their claim denied.
Missing Medical Evidence
Most people pursuing these benefits do so because of the impact a disability has on their lives. While there are certain conditions that are automatically treated as a disability, other ailments require proof before the SSA will treat them as a disability. Failing to provide medical evidence of the extent and severity of these conditions could lead to a denial.
Can You Appeal a Denied Social Security Disability Claim in York County?
If your claim was denied, you are not out of options. You have the right to appeal the decision if you act quickly. However, you typically only have 60 days from the date you received your denial letter to pursue an appeal.
There are four steps in the Social Security Disability appeals process. A victory at any of these levels could see your denial reversed or your benefits restored. The four levels of appeals include:
- Requesting the SSA reconsider their decision
- Receiving a hearing before an Administrative Law Judge (ALJ), which allows you to explain why you need benefits in your own words
- Request a review by the Appeals Council
- Filing a lawsuit in Federal Court
These steps may seem overwhelming to navigate on your own. The application process isn’t always straightforward, and the appeals process may seem even more intimidating. Our law firm is prepared to walk you through each step of your case, providing legal services that make your pursuit of disability payments easier.
Contact Our York County Social Security Disability Legal Team Today
If you intend to apply for Social Security Disability benefits in York County, now is the time to seek out help from experienced legal counsel. A claim denial could be a major setback for you, especially if these benefits are your only option for supporting yourself.
The team at Schiller & Hamilton is ready to help you pursue your claim and get the benefits that you need. Let a York County Social Security Disability lawyer from our firm help you with every aspect of your case. Call today for your free initial consultation. We can explain more about the appeal process and inform you of the legal services we provide.